V4 Development Cooperation Trialogue: Reinforcing Synergies, Sharing Good Practices
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Agnieszka Kulesa
Lead Social Sciences Researcher
Dr Agnieszka Kulesa is the Lead Social Sciences Researcher at CASE. She supports business development and oversees and contributes to research and analytical projects. Having joined CASE in 2018 as an economist, she served as Vice-President of the Management Board from 2021 to 2024. Agnieszka has authored or co-authored numerous publications, including peer-reviewed articles and reports for European institutions such as the European Commission (EC), the European Parliament (EP), the European Committee of the Regions (CoR) and the European Economic and Social Committee (EESC).
Articles from this author:
- Capacity building for local and regional authorities in the light of the Ukraine Facility (Pillar III)
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Exploring the Entrepreneurial Potential of Belarusian Migrants in the EU
This Working Paper aims to deepen the understanding of Belarusian migration to the EU, with a particular focus on entrepreneurship among Belarusian migrants.
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180th mBank-CASE Seminar Proceedings: BNPL: Buy Now Pay Later. Deferred Payment– An Established Idea Gaining Traction
The publication examines the growing popularity and implications of the Buy Now, Pay Later (BNPL) financial model in Poland and globally. It features expert analyses and discussions from a seminar held on March 14, 2024, including insights from key players like PayPo, PKO BP, and the Credit Information Bureau (BIK). The publication focuses on: BNPL Evolution and Success: Originating in Sweden, BNPL has transformed global online shopping, offering deferred payment options as an alternative to credit cards. Poland's BNPL market, still in its infancy, shows rapid growth due to firms like PayPo, Twisto, and Allegro Pay. Comparison with Credit Cards: Unlike credit cards, BNPL offers simpler, targeted transactions that resonate with younger demographics and more women. It avoids the complexities and high fees associated with traditional credit cards, fostering higher adoption rates. Polish Market Dynamics: By the end of 2023, nearly 2 million Poles had used BNPL, representing 12% of active borrowers. PayPo leads the market with innovative features, while PKO BP introduces seamless banking integration for deferred payments. Challenges and Growth Potential: Despite its success, establishing a universal BNPL business model remains challenging. However, its consumer-centric approach signals continued growth, especially as it aligns with modern purchasing behaviors. The report provides a nuanced understanding of how BNPL reshapes financial landscapes, blending fintech innovation with traditional banking.
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Oskar Chmiel
Senior Social Sciences Researcher
Articles from this author:
- Capacity building for local and regional authorities in the light of the Ukraine Facility (Pillar III)
- Poland’s Migration Strategy for 2025-2030 – Expert Commentary
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Energy policy and the labour market: consequences for employment in regions undergoing energy transitions
This study examines the socio-economic situation of three lignite regions in the process of transitioning out of coal mining: Lusatia in Germany, Wielkopolska in Poland, and Upper Nitra in Slovakia. It assesses the effectiveness of various instruments, factors and approaches in creating quality jobs, employment, and economic growth. The research results suggest that a successful … Continued
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