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  • Ewa Balcerowicz

    Chairwoman of CASE Supervisory Council (July 2008-present) and mBank-CASE Seminars Project Manager

    Articles from this author:

    • Summary of the 182nd mBank-CASE Seminar

      The seminar discussed the challenges and opportunities related to the integration of Ukrainian agriculture into the European market, a process that became particularly important after Ukraine started its EU accession process. Both Polish and Ukrainian agriculture share common traits, such as high food self-sufficiency levels and significant economic importance. However, there are notable differences—Ukraine has far larger agricultural resources, though its agricultural sector is underfunded, while Poland has made considerable progress due to EU support. A key concern is the risk of excessive competition between countries, which could harm European farmers. Experts emphasized that the development of Ukrainian agriculture should be based on synergy, and the accession process will require long-term negotiations and transitional periods. Differences in export structures were also discussed—Ukraine focuses on agricultural raw materials like grains and oils, while Polish exports are more diversified. The Common Agricultural Policy (CAP) will need to be reformed to support the agricultural sectors of both countries in a sustainable way, considering new challenges and promoting environmentally friendly practices.

    • 170th mBank-CASE Seminar Proceedings: The Polish Deal: The economic consequences of the proposed new tax system

      At a public conference of the three-party governing coalition – Law &amp; Justice, Poland of Solidarity and Jarosław Gowin’s Alliance – on May 15 2021, a program called the Polish Deal was presented. In this publication, which was created based on the 170th mBank-CASE Seminar, we analyze one of its parts: the far-reaching proposals for &hellip; <a href="https://case-research.eu/publications/my-case/">Continued</a>

Related publications

Assessing the Economic Resilience of the Republic of Moldova in the Context of Recent Security Threats

The report provides an in-depth evaluation of Moldova's capacity to adapt to crises such as the COVID-19 pandemic, the energy crisis, and geopolitical tensions resulting from Russia's war in Ukraine. It examines Moldova's position as a small, open economy with significant exposure to external shocks, highlighting vulnerabilities in energy imports, trade imbalances, and political stability. Key topics include Moldova's shift toward European integration, with milestones such as EU candidate status and expanded trade relations, which have helped reduce reliance on Russia. The report analyzes macroeconomic trends, financial sector stability, and energy dependency, identifying progress in institutional reforms and external support mechanisms that have bolstered the economy. However, ongoing challenges remain, such as inflation, fiscal deficits, and the unresolved Transnistria conflict, requiring targeted policy reforms and sustainable strategies for long-term resilience.

180th mBank-CASE Seminar Proceedings: BNPL: Buy Now Pay Later. Deferred Payment– An Established Idea Gaining Traction

The publication examines the growing popularity and implications of the Buy Now, Pay Later (BNPL) financial model in Poland and globally. It features expert analyses and discussions from a seminar held on March 14, 2024, including insights from key players like PayPo, PKO BP, and the Credit Information Bureau (BIK). The publication focuses on: BNPL Evolution and Success: Originating in Sweden, BNPL has transformed global online shopping, offering deferred payment options as an alternative to credit cards. Poland's BNPL market, still in its infancy, shows rapid growth due to firms like PayPo, Twisto, and Allegro Pay. Comparison with Credit Cards: Unlike credit cards, BNPL offers simpler, targeted transactions that resonate with younger demographics and more women. It avoids the complexities and high fees associated with traditional credit cards, fostering higher adoption rates. Polish Market Dynamics: By the end of 2023, nearly 2 million Poles had used BNPL, representing 12% of active borrowers. PayPo leads the market with innovative features, while PKO BP introduces seamless banking integration for deferred payments. Challenges and Growth Potential: Despite its success, establishing a universal BNPL business model remains challenging. However, its consumer-centric approach signals continued growth, especially as it aligns with modern purchasing behaviors. The report provides a nuanced understanding of how BNPL reshapes financial landscapes, blending fintech innovation with traditional banking.

Ripple Effects: The Impact of the War in Ukraine on Georgia’s Economy.

The publication is a comprehensive analysis by the Economic Policy Research Center (EPRC). It investigates the multifaceted effects of the Ukraine war on Georgia's economic landscape, combining insights from historical developments, current vulnerabilities, and future prospects. Authored by Gigi Ormotsadze and Tedo Evgenidze, the report highlights the country’s integration into global systems, its dependency on external economic factors, and the challenges posed by political and economic shifts. The document explores key sectors such as trade, energy, and finance, and scrutinizes how inflows of migrants, financial assets, and geopolitical instability have created both opportunities and risks. It underscores the resilience Georgia has demonstrated in its recovery from crises like COVID-19 and the Russian invasion of Ukraine, while noting systemic weaknesses such as high debt levels, governance inefficiencies, and a reliance on external markets. The report closes with targeted policy recommendations aimed at mitigating vulnerabilities and fostering sustainable growth.

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