Why are Polish students not interested in study loans?
The popularity of student loans varies significantly across countries. According to the OECD report “Education at a Glance 2017”, almost 90% of English students at bachelor’s or equivalent level benefited from public loans in 2015/2016, while less than 1% of Polish students during the same period did. Moreover, as shown in the Figure below, the share of Polish students who took student loans has been decreasing since 1998, when the public student loan program was introduced in Poland. In the first year of functioning, 100,000 students received financial support within a student loans scheme, while twenty years later only 3,700 did.